Click here for the meeting agenda: http://www.lake-elsinore.org/index.aspx?page=18&amp;recordid=1935&amp;returnURL=%2findex.aspx

Click here for the meeting agenda:

http://www.lake-elsinore.org/index.aspx?page=18&amp;recordid=1935&amp;returnURL=%2findex.aspx

Riverside County

Toni McAllister

San Diego Metropolitan Area

Lake Elsinore-Wildomar

California

Oversight Board of Successor Agency to the Redevelopment Agency of the City of Lake Elsinore

Politics & Government

Murrieta

Temecula

Orange County

Los Angeles Metropolitan Area

Trabuco Canyon

Miranda Ceja

Rancho Santa Margarita

Mission Viejo

Lake Forest

San Clemente

San Juan Capistrano

Aliso Viejo

Laguna Niguel-Dana Point

Redlands-Loma Linda

The UnCommon Sense Democrat - with your host Eric C. Bauman

San Diego

Wills & Trusts -- Estate Planning for Every Stage of Life

Event on Saturday May 11, 2024 at 10:00am

Car and Bike Show

Banning-Beaumont

May is National Foster Care Awareness Month - help our communities' most vulnerable youth today!

Europa Winery Private Investment Tour

Event on Saturday May 18, 2024 at 10:00am

"Spring into Swing" Garden Party on the Santa Rosa Plateau

We offer affordable weed abatement, weed mowing &amp; weed clearing services.&nbsp;We are a licensed <a href="https://greenpeters.com/murrieta-weed-abatement-services.html" target="_blank" rel="nofollow">weed abatement contractor</a> specializing in fire hazard clearance, weed abatement, weed clearing, brush clearing, brush removal,&nbsp;land clearing, lot clearing, fire hazard dry vegetation clearing, CAL FIRE weed abatement notice compliance, large acreage weed mowing, defensible space, fuel reduction, and fire breaks.
Weed abatement season is here. CAL Fire and City weed abatement notices are out! Don't wait to receive a notice of non-compliance, call a <a href="https://greenpeters.com/murrieta-weed-abatement-services.html" target="_blank" rel="nofollow">weed abatement specialist</a> today and get a Free Estimate. Excellent service at a great PRICE. Low Rates!
We offer <a href="https://greenpeters.com/murrieta-weed-abatement-services.html" target="_blank" rel="nofollow">tractor weed mowing and clearing</a> only. We don't do discing and hand work. We do a minimum of one acre up to the largest acreage. We clear vacant parcels, vacant land, vacant lots, hillsides, open fields, roadways, easements, and private and commercial properties.
**For a FREE estimate and best price, please provide us the (APN) Assessor's Parcel Numbers, total acres, city or address, and photos of the property that needs weed abatement. All properties that were disced before, cannot be mowed.
An expert Arborist formerly certified by the ISA Licensed landscape contractor The best way to reach us is by Call or Text Visit us at <a href="http://www.greenpeters.com/" rel="nofollow" target="_blank">www.greenpeters.com</a> Look for Mike at 951-329-8065
Licensed. Insured and Bonded. Serving Inland Empire <a href="https://greenpeters.com/murrieta-weed-abatement-services.html" target="_blank" rel="nofollow">weed abatement</a> clearing needs and fire clearance since 1987!
We service Murrieta, Temecula, Wildomar, Lake Elsinore, Menifee, Perris, Hemet, Riverside, Moreno Valley, Nuevo, Romoland, Homeland, De Luz, La Cresta, Anza, Temecula Valley Wine Country, and some nearby cities.

Weed Abatement & Fire Clearance Services - Low...

We offer affordable weed abatement, weed mowing & weed clearing services. We are a licensed weed abatement contractor specializing in fire hazard...

Weed Abatement & Fire Clearance Services - Low Rates!

A blended rate is a combination of interest rates on multiple loans for an individual or household and calculated as if they were just one rate. Our new HELOC (Home Equity Line of Credit)&nbsp;products in 2nd lien position&nbsp;may help&nbsp;reduce your monthly payments and overall blended debt rates significantly while getting you more cash out of your home up to as high as 90% LTV. Many homeowners will also be able keep their near record low fixed 1st mortgage loans in place.&nbsp; FHA and VA loans up to 100% loan-to-value.&nbsp;Asset-based cash-out loans with no income or asset verification are also available in addition to reverse mortgages with no monthly payment requirements.&nbsp; Rick Tobin Phone: (760) 485 - 2422 Realloans <a href="http://www.realloans.com" rel="nofollow" target="_blank">Realloans.com </a>Email: <a href="mailto:info@realloans.com" rel="nofollow" target="_blank">info@realloans.com</a> CA DRE 00964253 NMLS 1934868 NMLS 1883108 Equal Housing Lender&nbsp; "What's Your Blended Debt Rate?" article by Rick Tobin of Realloans: Those very fortunate mortgage borrowers with existing 1st mortgage rates at or below 3% or 4% might be hesitant to choose a new cash-out refinance 1st loan to pay off their rising unpaid consumer debts that may vary between 10% and 30%+ each. A blended rate analysis for an existing debt comparison to a new cash-out 1st or 2nd mortgage or HELOC (Home Equity Line of Credit) can be simplified by comparing the existing monthly debt obligations for the consumer with a proposed new cash-out mortgage or HELOC that pays off all of the existing mortgage and/or non-mortgage debt. For example, the Jacksons have a $400,000 1st mortgage that has a 3% fixed rate for 30 years. They funded the loan near the all-time record low time period in early 2021 and now have just under 28 years remaining on the loan. The Jacksons also have $50,000 in credit card debt that&rsquo;s compounding at close to 30% and two used car loans which combine for another $50,000 that average near 12%. To simplify this calculation, I used the exact same balances for an easier interest rate calculation estimate of 21% (30% + 12% = 42% / 2 = 21%). Let&rsquo;s now add the $400,000 mortgage at 3% to the $100,000 in credit card and automobile loan debt at 21% for a grand total of $500,000.&nbsp;Four-fifths ($400,000) of the Jacksons&rsquo; monthly debt is at 3% while one-fifth ($100,000) is at 21%. &#9679; $400,000 mortgage balance: 3% rate &#9679; $50,000 credit card balances: 30% rate &#9679; $50,000 automobile loan balances: 12% rate &#9679; New blended interest rate for all debt: 6.6% The Jackson&rsquo;s blended interest rate in this example is 6.6% for all of their monthly consumer debt when including their mortgage, credit card, and car payments. The Jacksons explore their HELOC (Home Equity Line of Credit) options that would be recorded in second position behind their existing 3% fixed rate 30-year mortgage that they don&rsquo;t want to lose. With this HELOC rate estimate provided, we will explore both a 9% and 10% HELOC rate to get the Jacksons $100,000 to pay off their 30% credit card and 12% automobile loan rates. &#9679; $400,000 mortgage balance: 3% rate &#9679; A new $100,000 HELOC: 9% rate &#9679; New blended interest rate for all debt: 4.2% &#9679; $400,000 mortgage balance: 3% rate &#9679; A new $100,000 HELOC: 10% rate &#9679; New blended interest rate for all debt: 4.4% Either way, a new HELOC that&rsquo;s used to pay off consumer debt may decrease the total monthly blended rate for all monthly debt by at least 2% (6.6% blended rate &ndash; 4.2% or 4.4% blended rate = 2.4% to 2.25% blended rate improvement). Credit card payment #1: Unpaid credit card balance: $20,000 Interest rate: 28.93% (average merchant card rate) Annual interest paid for one year: $5,786 ($20,000 x 28.93%) Monthly interest-only payments: $482.17 ($5,786/12 months) If the borrower just pays the absolute minimum interest-only payment of $482.17 per month, it will take 41 years and 7 months to pay off the unpaid balance. If so, this is 11 years and 7 months longer than a brand new 30-year fixed rate mortgage. The total interest paid by the borrower over this time period would be $220,496.44 (11 times the original $20,000 balance). The entire "What's Your Blended Debt Rate?" article by Rick Tobin of Realloans is linked here:&nbsp;<a href="https://realty411guide.com/whats-your-blended-debt-rate/" rel="nofollow" target="_blank">What's Your Blended Debt Rate? </a>For our reverse mortgage solutions with no monthly payments, please read this article:&nbsp;<a href="https://realty411.com/moving-forward-with-reverse-mortgages/" rel="nofollow" target="_blank">Moving Forward with Reverse Mortgages</a>

FHA, VA, HELOC, No Income Cash-Out & Reverse...

A blended rate is a combination of interest rates on multiple loans for an individual or household and calculated as if they were just one rate....

FHA, VA, HELOC, No Income Cash-Out & Reverse Mortgages 

I have been a professional dog walker/Pet sitter for over 15 years. I handle ALL breeds, but specialize in the Big Breeds; Mastiffs. Shepherds. Pit Bulls. Labs. Rottweilers, Huskies, etc... Sometimes, you need to go to a wedding, reunion, or just get away. I walk your pet, brush them, feed them, give them fresh water, etc... I also handle farm animals ( horses, mules, donkeys, goats, pigs, chickens, etc...). I love domestic felines, too.
One of the Lowest Priced in the Temecula Valley.&nbsp; I do overnights as well. I come to you. LESS stress on your pet!&nbsp; I am an ADULT&nbsp;home owner. Tons of&nbsp; references and regular clients.&nbsp; Take a break. Let me do the work. You won't want&nbsp;anyone else.&nbsp; &nbsp; &nbsp;Ronald the Dog walker/Animal care taker&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; (951) 378-6516

Dog Walking/Animal Care

I have been a professional dog walker/Pet sitter for over 15 years. I handle ALL breeds, but specialize in the Big Breeds; Mastiffs. Shepherds. Pit...

Murrieta PD Cracks Open Federal Fraud Case,...

The federal indictment came after Murrieta police began investigating a check fraud incident at Costco on Warm Springs Parkway.

Murrieta PD Cracks Open Federal Fraud Case, Canyon Lake Man Indicted

Crime & Safety

20 Years In Federal Prison For Elsinore Man...

The sentencing of Sergio Maya, 33, stems from his Feb. 12 guilty plea to one count of possession with intent to distribute fentanyl. 

20 Years In Federal Prison For Elsinore Man Tied To Fentanyl Death

Canyon Lake Woman Indicted In Federal Court On...

She was the CEO of two Inland Empire nonprofits. She allegedly embezzled grant money from them and is now facing decades in federal prison.

Canyon Lake Woman Indicted In Federal Court On 30 Embezzlement Counts

Palm Desert

Puppy Raisers Needed Across Riverside County

"We have puppies who can't wait to meet you," according to the organization.

Community Corner

2 Freeway Workers Struck, Killed On State Route...

A box truck driver lost control and struck the workers.

2 Freeway Workers Struck, Killed On State Route 71 In Chino

Are You Registered For Alert RivCo In Lake...

Alert RivCo allows emergency managers and public safety responders to warn residents in during emergencies. Registration information here.

Nearby Communities

State Edition

National Edition

Politics & Government

Oversight Board of Successor Agency to the Redevelopment Agency of the City of Lake Elsinore

Toni McAllister, Patch Staff

More from Lake Elsinore-Wildomar

20 Years In Federal Prison For Elsinore Man Tied To Fentanyl Death

Canyon Lake Woman Indicted In Federal Court On 30 Embezzlement Counts

2 Freeway Workers Struck, Killed On State Route 71 In Chino

The UnCommon Sense Democrat - with your host Eric C. Bauman

Wills & Trusts -- Estate Planning for Every Stage of Life

Car and Bike Show

May is National Foster Care Awareness Month - help our communities' most vulnerable youth today!

Europa Winery Private Investment Tour

"Spring into Swing" Garden Party on the Santa Rosa Plateau

Weed Abatement & Fire Clearance Services - Low Rates!

FHA, VA, HELOC, No Income Cash-Out & Reverse Mortgages

Dog Walking/Animal Care

Nearby Communities

State Edition

National Edition

Oversight Board of Successor Agency to the Redevelopment Agency of the City of Lake Elsinore

Toni McAllister, Patch Staff<img alt="Verified Patch Staff Badge" class="styles_Badge__PNwMX" src="https://patch.com/img/cdn/assets/layout/badges/verified-patch-staff.svg"/>

Toni McAllister, Patch Staff